Enkele jaren geleden werden er nog grapjes over gemaakt maar nu is het bittere realiteit: banken beginnen geld te vragen aan grote klanten om hun euros bij te houden. Gezien banken moeten betalen om geld bij de ECB te parkeren beginnen ze deze kost nu deels door te rekenen aan grote klanten. In het geval van HSBC gaat het om een maatregel die men toepast bij deposito's van meer dan 10 miljoen euro. Waarschijnlijk zal het voor kleine spaarders niet zo ver komen maar ook die rentevoeten zullen vermoedelijk nog fors omlaag gaan.
Citaat:
The actions are driven by policies from the European Central Bank, which in June became the largest central bank to impose a negative interest rate on deposits—meaning banks are paying to park their money with the ECB. The effort is designed to encourage banks to instead use that money to lend. When the ECB dropped those rates further in September, some banks started pushing those costs—or costs related to the rate cuts—onto customers.
Now, instead of paying customers interest on their euro accounts, as they have done traditionally, some banks have started charging them. Bank of New York Mellon Corp. recently started charging 0.2% on euro deposits, the bank said Friday, and Goldman Sachs Group Inc. and J.P. Morgan Chase & Co. have also started charging clients, according to people familiar with the matter.
Meanwhile, Credit Suisse Group AG has told customers it will pass along negative interest rates on all currencies in which they apply, people familiar with the matter said, and has started charging on euro deposits.
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http://online.wsj.com/articles/big-banks-start-charging-clients-for-euro-deposits-1413569321
http://www.bloomberg.com/news/2014-1...oses-fees.html