FT Doom: Haircut voor de kleine spaarder, plan van de banken Griekse bankrekeningen te plunderen, een one-off tax, standard Dijsselbloem discount.
Greek banks prepare plan to raid deposits to avert collapse
http://www.ft.com/cms/s/0/9963b74c-2...b2169cf79.html
“The solvency of Greek banks is not currently an issue, but obviously the banks will be affected by how soon the country enters a new programme,” the same banker said.
Greek deposits are guaranteed up to €100,000, in line with EU banking directives, but the country’s deposit insurance fund amounts to only €3bn, which would not be enough to cover demand in case of a bank collapse.
With few deposits over €100,000 left in the banks after six months of capital flight, “it makes sense for the banks to consider imposing a haircut on small depositors as part of a recapitalisation. . . It could even be flagged as a one-off tax,” said one analyst.