Crisis in Ierland

[Txiki]

't Is crisis in Ierland: werkloosheid, stijgende belastingen, mensen die hun huizen niet meer kunnen betalen, opnieuw toenemende emigratie.

Dat de kloof tussen rijk en arm groot is en toeneemt, verbaast niks of niemand. Maar dat één persoon eigenaar is van 190 woningen... Ge zou die voor minder een kopke kleiner maken:

Landlord pays for 190 properties
McGREEVY

ONE LANDLORD has paid the household charge for 190 properties, it has emerged.

The landlord filled out his form and included a cheque for €19,000, according to the Local Government Management Agency, the body with responsibility for collecting the charge.

If a landlord owns houses and wants to register them online, he has to do each separately, but those who are paying through the post or over the counter at local authority offices have to do so together.

Up to March 28th, some 41 landlords had paid the household charge and each had at least 50 houses.

There are 230,000 more forms that have to be analysed and processed.

The agency’s chief executive, Paul McSweeney, said on each day that they analyse the forms that come in, they receive a “single digit number” of forms with payments for 50 households or more.

However, the collection agency said it would not be able to provide any information as to whether housing associations or tenants associations were behind the multiple payments.

Some 886,000 householders had registered for the household charges by close of business yesterday.

Some 636,000 registered online, 154,000 came through postal applications and some 81,000 were handed in to a local authority.

Mr McSweeney said the fact that 230,000 forms are to be processed does not mean there are 230,000 homes to pay the household charge as many landlords will have multiple homes.

“Obviously there are people out there with a significant amount of property and are liable for the household charge, and because they did not want to incur fines and penalties they paid the charge on time,” he told RTÉ’s Today with Pat Kenny programme yesterday.

Only 13,835 homeowners who registered qualify for a waiver.

In addition, some 8,800 property owners registered online after the deadline on Saturday night and incurred penalties of €10 plus €1 in interest.

He said he was “immensely proud” of how local government staff had coped with the household charge.

“Our operational execution of this has been excellent,” said Mr McSweeney,

“In a very short period of time we built systems and processes from the ground up.”

[Txiki]

Deze moet er bij gelezen worden:

Irish households suffer most severe wealth cuts in Europe

IRISH HOUSEHOLDS have suffered the most severe wealth destruction in Europe, according to a study published yesterday by the Central Bank using new Irish and European figures.

In the three years to the end of 2010, Irish household net wealth fell 23 per cent when measured as a proportion of disposable income.

Over the three-year period, Irish households went from being the third richest among 14 European countries, to a mid-ranking position of seventh-richest.

At the end of 2010, Irish households’ net wealth stood at 6.5 times their annual disposable income, slightly below the average.

The new study offers the first comprehensive assessment of how rich Irish households are compared to their European peers.

Of the 14 countries surveyed, Denmark experienced the second largest fall in household wealth, at 17 per cent, followed by Spain at 13 per cent.

Both countries suffered deeper recessions than the European average.

Austrian households were at the other end of the spectrum, enjoying a 7 per cent increase in their net wealth.

The net wealth of households in an economy is calculated by adding the value of all property assets and all financial assets (such as pensions, shares and insurance policies) and subtracting total debts.

Most Irish wealth destruction is the result of the biggest by far fall in property wealth in Europe.

In the three years to the end of 2010, household property wealth declined by 28 per cent. Denmark suffered the second largest fall, at 18 per cent.

Half of the 14 countries surveyed registered increases in property wealth over the period, with Austrian households seeing the biggest rise, at 8 per cent.

Irish households’ financial assets performed much better than property, rising by 5 per cent in the three years to the end of 2010.

The decline in net wealth has taken place even though Irish households have reduced their debts more rapidly than any of the other 14 countries. The reduction has occurred because people are paying down debts and because levels of new borrowing have been low since the banking bust.

The study found that households are saving not out of fear for their future prospects, but largely to pay down debt.

This lessens the chances that an increase in consumer confidence could trigger more spending and less saving, thereby fuelling a recovery, as senior Government figures have frequently suggested.

Despite paying down debt quickly, Irish households are still the third most indebted of the 14 countries for which figures are available.

Irish households’ debts were more than three times their annual disposable income at the end of 2010.

Belgian households were the least indebted, having debts of just 80 per cent of their disposable income.

The analysis is contained in a research paper published yesterday in the Central Bank’s quarterly bulletin.

The comparative figures used in the study understate the magnitude of the decline in Irish household wealth as they are expressed as percentage of disposable income.

Irish disposable income has fallen by more than in any other country surveyed.

Moreover, the figures only go up until the end of 2010. Since then, property prices have continued to fall sharply.

More up-to-date figures, also published yesterday but for which there are no cross-country comparisons, show that net worth of Irish households has fallen by 35 per cent since 2007.

As of the end of September 2011, household net wealth stood at €470 billion.

It was the 17th consecutive quarter of decline. In the second quarter of 2007 households’ net worth stood at €725 billion.

[Bolleke Wol]

Dat zijn toch maar de lamme, luie en zatte Ieren eh.
Die hebben dat gewoon verdiend.

[patrickve]

Oorspronkelijk geplaatst door Txiki

Dat de kloof tussen rijk en arm groot is en toeneemt, verbaast niks of niemand. Maar dat één persoon eigenaar is van 190 woningen... Ge zou die voor minder een kopke kleiner maken:

Wat is daar nu mis mee ? Die mens stelt dus 190 (allez, waarschijnlijk 189) woningen ter beschikking op de huurmarkt zodat mensen die kunnen huren, en 't is weer nie goe ?

[patrickve]

Even kijken in die aangehaalde stukjes tekst:

Over the three-year period, Irish households went from being the third richest among 14 European countries, to a mid-ranking position of seventh-richest.

en verder:

The net wealth of households in an economy is calculated by adding the value of all property assets and all financial assets (such as pensions, shares and insurance policies) and subtracting total debts.

Met andere woorden, wat er hier gewoon gebeurd is, is dat Ieren DACHTEN dat ze rijk waren omdat ze met over-gewaardeerde immobilien zaten, en nu die bel ineen is geklapt, zijn ze minder rijk dan ze dachten.

Dat staat ons ook nog te wachten. Niks speciaals aan. Als je denkt dat je rijk bent omdat je zwarte tulpen in je tuin staan hebt, tja....

Verder:

Despite paying down debt quickly, Irish households are still the third most indebted of the 14 countries for which figures are available.

Irish households’ debts were more than three times their annual disposable income at the end of 2010.

Belgian households were the least indebted, having debts of just 80 per cent of their disposable income.

Maw, de Ieren hadden zich dik in de schuld gestoken (omdat ze dachten dat ze rijk waren).

Dit is het typische immobilien-bubbel fenomeen.

Ze zijn dus eigenlijk niet armer geworden, ze dachten gewoon maar dat ze rijk waren. Ze hebben steeds dezelfde "rijkdom" gehad, maar op een zeker ogenblik zijn sommige assets zwaar overgewaardeerd. En dat heeft hen aangezet om zwaar in de schuld te gaan, denkende dat die schuld "gedekt" was.

[Henri1]

Oorspronkelijk geplaatst door Txiki

't Is crisis in Ierland: werkloosheid, stijgende belastingen, mensen die hun huizen niet meer kunnen betalen, opnieuw toenemende emigratie.

Dat de kloof tussen rijk en arm groot is en toeneemt, verbaast niks of niemand. Maar dat één persoon eigenaar is van 190 woningen... Ge zou die voor minder een kopke kleiner maken:

Allemaal de fout van de PS ?

[Bolleke Wol]

Oorspronkelijk geplaatst door Henri1

Allemaal de fout van de PS ?

nee, van N-VA.

[Munglik]

Oorspronkelijk geplaatst door Bolleke Wol

nee, van N-VA.

Nee, van de moslims

/s

[Robinus V]

Oorspronkelijk geplaatst door patrickve

Wat is daar nu mis mee ? Die mens stelt dus 190 (allez, waarschijnlijk 189) woningen ter beschikking op de huurmarkt zodat mensen die kunnen huren, en 't is weer nie goe ?

Hoezo? Heeft hij 190 woningen gebouwd dan?

[Stingray]

Oorspronkelijk geplaatst door Txiki

't Is crisis in Ierland: werkloosheid, stijgende belastingen, mensen die hun huizen niet meer kunnen betalen, opnieuw toenemende emigratie.Dat de kloof tussen rijk en arm groot is en toeneemt, verbaast niks of niemand. Maar dat één persoon eigenaar is van 190 woningen... Ge zou die voor minder een kopke kleiner maken:

Naar waar ? Is er ergens een plekje onder de zon waar het beter gaat ?

[Nar]

Ierland is het land het meest naar de Chicagoschooltheoriën gevormd van Europa. Wacht maar, Ierland komt er in een wip weer bovenop. Dat het is fout gegaan is te danken aan het allerlaatste restje Europees communisme dat het toch nog in zich had. Ierland was tot voor kort een voorbeeldland en zal het zeer vlug terug zijn. Heil Friedman.

[Bolleke Wol]

Ierland heeft net teveen chicagoscholing gekregen. Tijd om dat extremistisch marktfundamentalisme eens definitief uit te roeien ja.

[kameleon]

Ierland is spectaculair teruggekomen uit de crisis na minimumlonen zoals in Duitsland te hanteren. Maar het is ondertussen weer in een recessie beland.

[Savatage]

Oorspronkelijk geplaatst door patrickve

Dat staat ons ook nog te wachten. Niks speciaals aan. Als je denkt dat je rijk bent omdat je zwarte tulpen in je tuin staan hebt, tja....

Goede vergelijking. De Ieren krijgen nu gewoon de rekening gepresenteerd van hun laatste zeepbel.

Ze zijn op zich wel redelijk goed bezig naar mijn mening, er moest drastisch bespaard worden, en ze hebben de voorbije jaren enkele stevige veranderingen doorgevoerd.

Veel beter dan dat geprul in de marge hier in België.